Federal civilian · Moraph software

Tribal Trust Asset Management System

Track who owns each interest in trust land, and distribute the income it earns correctly

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Overview

What you are buying

The Tribal Trust Asset Management System keeps the ownership record for every tract of trust and restricted land, including highly fractionated interests, and applies probate orders, gift deeds and consolidation purchases as they are approved. It accounts for lease, right-of-way and royalty income by tract and calculates each owner's share for distribution. Every ownership change and every distribution keeps the document and the decision behind it, for the beneficiaries, the tribes and auditors.

The problem it solves

Trust land can have hundreds of owners holding interests expressed as very small fractions, and those interests change every time an owner dies, gifts an interest or sells to a consolidation program. Income from leases, rights-of-way and mineral production has to be split across those owners exactly, using the ownership that was in effect when the income was earned. Where ownership records, lease records and accounting sit in separate systems, staff reconcile them by hand, distributions wait on title updates, and it is hard to show a beneficiary or an auditor how a particular payment was calculated.

  • Ownership fractions with very large denominators are maintained across separate title and accounting records
  • Probate orders and conveyances reach the accounting side late, so income is held or split on outdated ownership
  • Royalty and lease income is allocated to tracts and owners with spreadsheets and manual checks
  • Explaining a single owner's payment means tracing several systems and paper files

Who uses it

  • Federal trust offices responsible for Indian land titles, realty and trust accounting
  • Tribes administering trust functions under self-determination contracts or self-governance compacts
  • Realty specialists and title examiners who maintain ownership and encumbrance records
  • Trust accountants and distribution analysts who allocate and pay out income
  • Inspectors general, auditors and oversight staff who review trust management

Requirements it supports

American Indian Trust Fund Management Reform Act of 1994 (25 U.S.C. 4001 et seq.)Indian Land Consolidation Act, as amended by the American Indian Probate Reform Act of 2004 (25 U.S.C. 2201 et seq.)Trust funds for tribes and individual Indians (25 CFR Part 115)Leases and permits on Indian land (25 CFR Part 162)Land title and records (25 CFR Part 150)Privacy Act of 1974 (5 U.S.C. 552a)

The product supports these requirements; meeting them remains your organization’s responsibility.

See how it works

A short walkthrough

Illustrative screens with fictional sample data. They show the workflow, not any client’s data or configuration, and the layout of the product itself differs. A live demonstration uses the product with sample data.

  1. Step 1

    Tract ownership

    Each tract shows every owner and the exact fraction they hold, with the document that created the interest.

    OwnerInterestInterest typeSourceSince
    Owner 203111/6TrustProbate order (sample)Sample date
    Owner 207881/12TrustGift deed (sample)Sample date
    Owner 314027/2160TrustProbate order (sample)Sample date
    Owner 409151/4320TrustProbate order (sample)Sample date
    Example Tribe (consolidation)3/20TrustPurchase deed (sample)Sample date
    Owner 52276Whereabouts unknownTrustProbate order (sample)Sample date
    Each tract shows every owner and the exact fraction they hold, with the document that created the interest.

  2. Step 2

    Applying a probate order

    A title examiner enters the order as a pending change and sees the fractions before and after, checked before approval.

    Probate order · Decedent Owner 31402 (fictional)

    Tract
    T-0418
    Interest held
    7/2160
    Heirs
    3 (fictional)
    Each heir receives
    7/6480
    Effective date
    From the order
    Tract total after change
    1 (balanced)

    Checks

    • Decedent's interest exists on the tract
    • Fractions on the tract total one whole after the change
    • !Heir Owner 61840 not yet in the owner register
    A title examiner enters the order as a pending change and sees the fractions before and after, checked before approval.

  3. Step 3

    Income in suspense

    Payments that cannot be matched to a contract wait in a suspense queue until an accountant resolves them.

    ReceiptPayerAmountReferenceReasonAge
    RC-55210Example Grazing Co. (fictional)$4,120.00Lease G-1182Amount differs from rent schedule6 days
    RC-55194Example Energy LLC (fictional)$18,940.55Unit 7 (sample)Production detail missing9 days
    RC-55188Example Utility (fictional)$2,300.00None givenNo contract reference11 days
    RC-55170Example Farms (fictional)$960.00Lease A-0441Lease expired14 days
    Payments that cannot be matched to a contract wait in a suspense queue until an accountant resolves them.

  4. Step 4

    A distribution run

    The run shows the income included, what will be paid, what is held and why, before an approving official signs it off.

    Distribution run DR-0912 · Example Region

    Income included
    $412,806.14
    Owners to be paid
    3,184
    Amount held
    $21,377.02
    Owners with holds
    142
    Rounding difference
    $0.37
    Prepared by
    Trust accountant

    Exceptions

    • !12 owners affected by a change approved after the income date
    • 97 holds: whereabouts unknown
    • 45 holds: open estate
    The run shows the income included, what will be paid, what is held and why, before an approving official signs it off.

  5. Step 5

    Explaining a payment

    For any owner and period, the statement detail traces each amount back to the payment, the tract and the fraction.

    TractContractIncomeOwner's fractionShare
    T-0418Lease G-1182$4,120.001/12$343.33
    T-0418Right-of-way R-0077$2,300.001/12$191.67
    T-0952Lease A-0441$960.001/30$32.00
    T-1270Unit 7 royalty (sample)$18,940.551/840$22.55
    For any owner and period, the statement detail traces each amount back to the payment, the tract and the fraction.

  6. Step 6

    The record of a change

    Every change keeps who entered, checked and approved it, so auditors can follow it from document to distribution.

    Pending change PC-7731 · Tract T-0418

    1. Probate order logged with documentTitle examiner
    2. Change entered and integrity checks runTitle examiner
    3. Owner record created for heir Owner 61840Title examiner
    4. Change approved with effective dateApproving official
    5. Distribution DR-0912 recalculated for affected ownersTrust accountant
    Every change keeps who entered, checked and approved it, so auditors can follow it from document to distribution.

Workflows

The principal workflows

  1. Record ownership

    Each tract carries its full ownership: every owner, the fraction each holds, the type of interest and the documents that created it. Fractions are stored exactly, not rounded.

    • Tract record created or migrated with legal description and acreage
    • Each owner's interest recorded as an exact fraction with its source document
    • Interests checked so that the fractions on the tract total one whole
    • Encumbrances such as leases, rights-of-way and liens linked to the tract
    • Title status shown as current, pending update or under review

  2. Apply ownership changes

    Probate orders, gift deeds, sales, exchanges and consolidation purchases are entered as pending changes, checked against the current title, and applied only after an authorized person approves them.

    • Approved order or conveyance document received and logged
    • Title examiner enters the change and the system shows the before and after fractions
    • System checks that interests transferred exist and the tract still totals one whole
    • Approving official reviews and approves the change with an effective date
    • Ownership updated and downstream distributions recalculated from the effective date

  3. Account for income

    Lease rentals, right-of-way payments and royalties are received against the contract they belong to and allocated to the tracts that produced them.

    • Payment received with its lease, permit or production reference
    • Payment matched to the contract and the tracts it covers
    • Unmatched or partial payments placed in a suspense queue for review
    • Income allocated to each tract by the contract's terms
    • Allocation reviewed and released for distribution

  4. Distribute

    Each owner's share is calculated from the ownership in effect on the income date, then prepared as a distribution file for the system that posts to beneficiary accounts.

    • Distribution run calculated from allocated income and effective-dated ownership
    • Amounts held for owners whose whereabouts are unknown or whose estates are open
    • Exceptions and rounding differences shown for review
    • Trust accounting officer approves the run
    • Distribution file exported for posting, and the posting confirmation recorded

Roles and permissions

Who does what in the product

Each role below is a starting point. During implementation we set them up to match your teams, and every action anyone takes is recorded in the audit trail.

Title examiner

Title examiner, land titles and records specialist, legal instruments examiner

Keeps the ownership record accurate by entering and checking every change to who owns each interest.

Sees

  • Tracts in their assigned region, with current and historical ownership
  • Pending changes and the documents that support them
  • Results of title integrity checks
  • Encumbrances linked to each tract

Does

  • Enters probate orders, gift deeds, sales, exchanges and consolidation purchases as pending changes
  • Reviews before-and-after fractions and resolves integrity check failures
  • Attaches and indexes the source documents
  • Sends changes for approval with an effective date
  • Records title status and notes on tracts under review

Cannot

  • Approve their own changes
  • Edit an approved change; corrections are entered as a new, approved change
  • Approve or export distributions
Approvals
Every ownership change they enter is approved by an approving official who did not enter it.
Notified about
New documents logged for their region, changes returned with comments, and integrity check failures on their work.

Realty specialist

Realty specialist, realty officer, natural resources specialist

Maintains the contracts that produce income from trust land and links them to the right tracts.

Sees

  • Tracts, leases, permits and rights-of-way in their area
  • Contract terms, rent schedules and expiry dates
  • Ownership on each tract, read-only

Does

  • Records new leases, permits and rights-of-way with their terms
  • Links contracts to the tracts and production units they cover
  • Records modifications, renewals, assignments and cancellations
  • Flags contracts approaching expiry or in default

Cannot

  • Change ownership on a tract
  • Receipt or allocate income
  • Approve distributions
Approvals
Contract records they enter are reviewed by an approving official where your procedures require it.
Notified about
Contracts approaching expiry, payments received that do not match a contract, and contract records returned with comments.

Trust accountant

Trust accountant, distribution analyst, financial management specialist

Accounts for income received from trust land and prepares the distributions that pay owners their shares.

Sees

  • Payments received, the suspense queue and allocations
  • Distribution runs, exceptions and holds
  • Ownership and contract records behind each calculation, read-only
  • Owner statement detail

Does

  • Matches payments to contracts and resolves suspense items
  • Allocates income to tracts and reviews the results
  • Calculates distribution runs and works the exceptions
  • Places and releases holds within the rules your agency sets
  • Exports approved distribution files and records the posting confirmation
  • Prepares owner statement detail in answer to beneficiary questions

Cannot

  • Approve a distribution run they calculated
  • Change ownership or contract terms
  • Release a hold placed for an open estate without approval
Approvals
Each distribution run is approved by an approving official before it can be exported.
Notified about
Payments in suspense, distribution runs approved or returned, and ownership changes that require a recalculation.

Approving official

Superintendent, deputy superintendent, trust officer, supervisory accountant

Approves title changes and distribution runs within the authority delegated to them.

Sees

  • Changes and runs waiting for their approval, with supporting documents
  • Program reporting on pending work, suspense and holds
  • The audit trail for their area

Does

  • Approves or returns ownership changes with comments
  • Approves or returns distribution runs
  • Approves the release of holds
  • Assigns work across staff in their office
  • Approves temporary access for auditors and tribal representatives

Cannot

  • Approve a change or run they prepared themselves
  • Approve outside the region or dollar authority delegated to them
  • Edit or delete audit trail entries
Approvals
Their own entries are approved by another approving official; limits of their authority are set by your delegations.
Notified about
Items waiting for their approval, items approaching the age your procedures set, and returned items resubmitted.

Tribal representative

Tribal realty director, tribal land office staff, tribal finance officer

Sees the trust land, ownership and income for their own tribe, within the scope your agreements allow.

Sees

  • Tracts within their tribe's lands and the ownership on each
  • Contracts and income for those tracts
  • Status of pending ownership changes on those tracts

Does

  • Searches and reads records in their scope
  • Exports reports for their tribe's lands, with each export logged
  • Submits questions or document references for staff to review

Cannot

  • See records for other tribes' lands
  • Change ownership, contracts, income or distributions
  • See individual owners' account details beyond what your agreements allow
Approvals
Their access and scope are approved by an approving official.
Notified about
Responses to questions they submitted and access approaching its end date.

Auditor (read-only)

Inspector general staff, internal auditor, external auditor

Reviews ownership changes, income and distributions and the evidence behind them without changing anything.

Sees

  • Records within the scope and dates granted
  • Calculations behind allocations and distributions
  • Source documents and approvals
  • The audit trail

Does

  • Searches and reads records in scope
  • Reruns reports as of a past date
  • Exports records and reports, with each export logged

Cannot

  • Change, approve or delete anything
  • See records outside the scope granted
  • Keep access after it expires
Approvals
Their access is approved by an approving official or administrator, with a scope and an end date.
Notified about
Nothing by default.

Administrator

Application administrator, trust systems administrator

Manages users, roles, regions and reference data without working ownership or income records.

Sees

  • Users, roles, regions and delegations
  • Reference data such as interest types, document types and hold reasons
  • The record of permission changes

Does

  • Adds and removes users or maps them from single sign-on groups
  • Assigns roles, regions and delegated limits as instructed
  • Maintains reference data
  • Runs access review reports

Cannot

  • Enter or approve ownership changes or distributions
  • Grant themselves a working role
  • Edit audit trail entries
Approvals
Changes to approval authority are approved by a designated approving official.
Notified about
Access reviews coming due and accounts not used for a period your policy sets.

Permissions at a glance

ActionTitle examinerRealtyAccountantApproverTribal repAuditorAdmin
Enter ownership changesOwn work onlyNo accessNo accessFullNo accessNo accessNo access
Approve ownership changesNo accessNo accessNo accessApprovesNo accessNo accessNo access
Maintain leases, permits and rights-of-wayNo accessOwn work onlyNo accessFullNo accessNo accessNo access
Receipt payments and work suspenseNo accessNo accessOwn work onlyFullNo accessNo accessNo access
Allocate income to tractsNo accessNo accessOwn work onlyFullNo accessNo accessNo access
Calculate distribution runsNo accessNo accessOwn work onlyFullNo accessNo accessNo access
Approve distribution runsNo accessNo accessNo accessApprovesNo accessNo accessNo access
Release holdsNo accessNo accessOwn work onlyApprovesNo accessNo accessNo access
View tract ownershipFullView onlyView onlyView onlyOwn work onlyView onlyNo access
View owner statement detailNo accessNo accessFullView onlyNo accessView onlyNo access
View audit trailNo accessNo accessNo accessView onlyNo accessView onlyView only
Manage users and rolesNo accessNo accessNo accessApprovesNo accessNo accessFull
  • Full
  • Own work only
  • Approves
  • View only
  • No access

How access is controlled

  • Nobody approves their own work: ownership changes and distribution runs always pass a second, authorized person, and approval limits follow your agency's delegations of authority.
  • Roles are limited by region, agency office or tribe, so staff and tribal representatives see only the lands they are responsible for unless wider access is granted.
  • Every permission change is recorded in the audit trail, and access review reports list each person's roles and scope for periodic certification.
  • Staff sign in through your identity provider. Auditors and tribal representatives receive access with a defined scope and an end date rather than shared accounts.

Features

What it does

Exact fractional ownership

Interests are stored as exact fractions with their full numerators and denominators, so shares are calculated without rounding until the final payment amount.

Effective-dated title

Every ownership change has an effective date, so you can see who owned a tract on any past date and calculate income for that period correctly.

Probate and conveyance processing

Probate orders, gift deeds, sales, exchanges and consolidation purchases entered as pending changes with before-and-after fractions and an approval step.

Title integrity checks

Checks that each tract totals one whole, that a transferred interest exists, and that no change is applied twice, before anything is approved.

Encumbrance register

Leases, permits, rights-of-way, mortgages and other encumbrances linked to the tracts they affect, with their terms and dates.

Income receipting and suspense

Payments matched to the contract they belong to, with unmatched and partial payments held in a suspense queue until someone resolves them.

Royalty and lease allocation

Income allocated to tracts by the contract's terms, including payments that cover several tracts or production units.

Distribution calculation

Each owner's share calculated from effective-dated ownership, with every amount traceable to the payment, the tract and the owner's fraction.

Holds and unlocated owners

Shares for owners whose whereabouts are unknown, whose estates are open or whose accounts are restricted are held and tracked rather than paid.

Owner statement detail

For any owner and period, the tracts, fractions, income and calculations behind their distributions, ready to answer a beneficiary's question.

Tribal views

A tribe can be given read access to the tracts, ownership and income for its own lands, within the scope your agreements allow.

Audit trail and document links

Every change, approval, allocation and distribution linked to its source document and recorded with the person and time.

Integrations

How it connects to your systems

Connects toHowWhat flows
Land title recordsTract, ownership and document data migrated from your existing title records during implementation, with reconciliation of the results.In: tracts, owners, fractions, documents and title status.
Probate and hearingsApproved probate orders and their distribution of interests received from the office that issues them, for title examiners to enter and check.In: order references, decedent interests and heirs or devisees.
Payment receiptsPayments from lessees, permittees and operators received from your collection system or lockbox file.In: payment amounts, payer, contract reference and date.
Production and royalty reportsProduction and royalty detail from the reporting system your agency uses, so mineral income can be allocated to the right tracts and units.In: production volumes, royalty amounts, lease and unit references.
Beneficiary accountingApproved distribution files exported to the system that posts to tribal and individual accounts.Out: distribution amounts by owner and account. In: posting confirmation.
Single sign-onStaff sign in through your agency identity provider (SAML or OpenID Connect), including PIV-based authentication where your provider supports it.In: user identity and group membership for role assignment.
Work APIOwnership, contract, income and distribution data available to your data warehouse and reporting tools through the Moraph Work API.Out: tracts, ownership history, allocations, distributions and status.

Each integration is confirmed in discovery and specified in the design. See how an engagement progresses.

Security and privacy

How your data is protected

Records kept in the United States

All ownership, income and beneficiary data is hosted in the United States region.

Cleared support lane

Support tickets from federal clients are handled only by US citizens with active security clearances.

Role-based access

What each person can see and do follows their role, region and tribe; entering a change is separate from approving it.

Encryption under controlled keys

Client data is encrypted with keys Moraph staff cannot access without explicit, time-bound authorization.

Complete audit trail

Every view of beneficiary data, every change, approval, calculation and export is recorded with the person and time, and cannot be edited.

Independent audits

Moraph's controls are covered by its SOC 2 Type II report and ISO/IEC 27001 certification. Moraph maps controls to support your agency's own authorization decision.

Company-wide controls, independent audits (SOC 2 Type II and ISO/IEC 27001) and data residency are described in our Trust Center, where you can request the evidence pack.

Reporting

What you can report on

11 standard reports, grouped by who uses them. Each shows who it is for, how it can be broken down, how it is delivered and what it is used for. The data behind them is also available to your own reporting tools.

Title and ownership

Pending title changes

For title examiners and approving officials

Ownership changes logged, entered, awaiting approval and returned, with their age and the documents behind them.

Break down by
Region, Change type, Status, Age band, Examiner
Delivered as
Live dashboard; CSV export
Used for
Keeping title updates moving so distributions are not held on outdated ownership.

Tract ownership as of a date

For title examiners, realty staff, tribal representatives, auditors

Every owner and exact fraction on a tract on a chosen date, with the documents that created each interest.

Break down by
Tract, Owner, Interest type, Source document
Delivered as
On request in the product; PDF and CSV export
Used for
Answering ownership questions and supporting leasing and consolidation decisions.

Fractionation summary

For program managers and tribal representatives

Tracts by number of owners and size of the smallest interests, and how those figures have changed after consolidation and probate activity.

Break down by
Region, Tribe, Owner count band, Period
Delivered as
Live dashboard; PDF export
Used for
Planning consolidation work and showing how ownership is changing over time.

Income and distribution

Suspense queue

For trust accountants and approving officials

Payments not yet matched to a contract or fully allocated, with their amount, payer and age.

Break down by
Payer, Reason, Age band, Region
Delivered as
Live dashboard; scheduled email; CSV export
Used for
Resolving unmatched income so it reaches owners.

Distribution run summary

For trust accountants and approving officials

For each run, the income included, owners paid, amounts held and the reasons, exceptions and rounding differences.

Break down by
Run, Region, Income type, Hold reason
Delivered as
Live view; PDF and CSV export
Used for
Reviewing a run before approval and evidencing what was paid.

Holds and unlocated owners

For trust accountants, approving officials, program managers

Amounts held by owner and reason, including whereabouts unknown and open estates, with how long each hold has been in place.

Break down by
Hold reason, Region, Age band, Amount band
Delivered as
Live dashboard; CSV export
Used for
Working down held amounts and supporting outreach to locate owners.

Owner statement detail

For trust accountants answering beneficiary questions

For one owner and period, every tract, fraction, payment and calculation that produced their distributions.

Break down by
Tract, Contract, Income type, Period
Delivered as
On request in the product; PDF export
Used for
Explaining to a beneficiary exactly how a payment was calculated.

Contracts

Contracts by status and expiry

For realty specialists and program managers

Leases, permits and rights-of-way by status, with expiry dates, rent schedules and contracts in default.

Break down by
Contract type, Region, Tribe, Expiry window
Delivered as
Live dashboard; CSV export
Used for
Planning renewals and following up on contracts that are not paying.

Income by tract and contract

For realty specialists, tribal representatives, program managers

Income received and allocated by tract and contract over a period, compared with what the contract terms call for.

Break down by
Tract, Contract, Income type, Period
Delivered as
Live dashboard; PDF and CSV export
Used for
Spotting underpayments and reporting income to tribes.

Audit

Approval and change history

For auditors and approving officials

Every ownership change, distribution run and hold release, with who entered it, who approved it and when.

Break down by
Record type, Approver, Region, Date range
Delivered as
Live view; PDF and CSV export
Used for
Evidencing separation of duties and delegated authority.

Audit trail extract

For inspectors general and auditors

Who viewed, changed, approved or exported a selected record or period.

Break down by
Record, User, Action, Date range
Delivered as
On request in the product; CSV and PDF export
Used for
Answering audit requests without assembling evidence by hand.

Exports, access and evidence

  • Every report can be exported to CSV, and summary and evidence reports to PDF. Reports can be scheduled to arrive by email for the people entitled to see them.
  • Filters can be saved, so an office or a tribal representative keeps their own views. Reports in a different shape can be built in your own tools from the data available through the API.
  • Ownership, contract, income and distribution data is available through the Moraph Work API for your data warehouse or business intelligence tools.
  • Reports respect each viewer's role and scope: a regional office sees its region, a tribal representative sees their tribe's lands, and auditors see what they have been granted.
  • Because ownership is effective-dated, ownership and distribution reports can be run as of a past date and give the same result each time. Running and exporting a report is recorded in the audit trail.

Deployment

Where and how it runs

Moraph cloud, United States

Hosted and operated by Moraph in the United States region, with all records kept in the US.

Dedicated environment

A single-tenant environment for agencies or tribes that require isolation, scoped in the proposal.

With a managed service

Optionally run alongside a Moraph managed service for administration, data reconciliation support and integration operations.

Security controls, independent audits and data residency are set out in our Trust Center. Engagement models and what drives a quotation are on Working with Moraph.

Implementation

What a rollout involves

The general phases are on Working with Moraph. For this product, they involve the following.

Data assessment

We review your existing title, contract and accounting data with your staff, identify gaps and conflicts, and agree how each will be resolved before migration.

Ownership migration and reconciliation

Tracts, owners and fractions are migrated and reconciled against the source records, with every tract that fails the integrity checks listed for your title staff to resolve.

Contract and income setup

Leases, permits and rights-of-way are loaded and linked to tracts, and allocation rules are configured for each income type.

Workflow, roles and delegations

Regions, roles, approval steps and delegated authority are configured to match your procedures and any tribal agreements.

Parallel distribution runs

Distribution runs are calculated alongside your current process for a period you choose, and differences are reviewed and explained before cutover.

Training and go-live

Title, realty, accounting and approving staff are trained on their own workflows, and tribal representatives are introduced to their views.

Limitations

What it does not do

Worth knowing before you evaluate it.

  • It does not decide ownership. Probate, conveyance and consolidation decisions are made by the authorized offices; the system records and checks them once approved.
  • It does not hold or move money. Distribution files are exported to the system that posts to beneficiary accounts, and payments are made through your agency's financial processes.
  • Results depend on the quality of migrated title and contract records. Tracts that fail reconciliation must be resolved by your title staff.
  • It is not a probate case management or hearings system. It receives the orders those processes produce.
  • Mineral production volumes and royalty values come from the reporting systems you already use; it does not verify production.
  • Moraph holds no FedRAMP authorization for this product. We map controls and provide documentation to support your agency's own authorization decision.
  • Land surveys and geospatial mapping of tract boundaries are not included; legal descriptions and acreage are recorded as data.
  • Policy on trust responsibilities, tribal agreements and the scope of tribal access is decided by your agency and the tribes, not by the system.

Evaluation checklist

What to test in a demonstration or pilot

Questions worth putting to us, and to any other vendor you are considering.

  1. Migrate a sample of your most fractionated tracts and check the ownership against your current records
  2. Enter a recent probate order and review the before-and-after fractions and checks
  3. Recalculate a past distribution for a sample region and compare it with what was paid
  4. Ask an accountant to explain one owner's payment using the statement detail
  5. Confirm separation of duties: who can enter, approve and export each type of record
  6. Review what a tribal representative can and cannot see under your agreements

Questions

Frequently asked questions

How are very small fractions handled?

Interests are stored as exact fractions, with numerators and denominators as large as the title requires. Shares are calculated from the exact fractions and rounded only to the final payment amount, with rounding differences shown on each run.

Does the system decide who inherits an interest?

No. Inheritance is decided through the probate process. The system records the approved order, checks it against the current title and applies it after an authorized official approves the change.

Can a tribe use it directly?

Yes. A tribe operating trust functions under a self-determination contract or self-governance compact can use it for its own work, and tribes can be given read access to their own lands within the scope your agreements allow.

Does it pay beneficiaries?

No. It calculates distributions and exports an approved file to the system that posts to beneficiary accounts. Moraph does not hold or move funds.

Is it FedRAMP authorized?

No. Moraph holds no FedRAMP authorization for this product. We map controls and provide documentation to support your agency's own authorization decision.

How do we evaluate it before buying?

A demonstration uses fictional tracts and owners. For a deeper evaluation, a pilot can migrate a sample of your own tracts and recalculate past distributions so your staff can compare the results with what was paid.

Next steps

Evaluate Tribal Trust Asset Management System

Book a demonstration

See the product working with sample data, focused on your workflows.

Request a demonstration

Request a technical briefing

Architecture, integrations, security and hosting, with our engineers and your technical team.

Request a briefing

Factsheet

This page on two sides, to share with colleagues or add to your evaluation file.

Open the factsheet

Buying through a formal procurement? See How to buy for purchasing routes, accessibility conformance reports and company information. Documentation: Tribal Trust Asset Management System guides on docs.moraph.com (getting started and security guides are public; setup, administration and integration guides are for client accounts). Support: Tribal Trust Asset Management System support guide.

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